What to Expect
1. The Application
To complete our quick
and easy online application, you'll need:
- Your social security number
- Your mortgage balance, as well as your monthly mortgage payment
- Your account number and balance on any existing home equity loan or other second mortgage
2. The Decision
In most cases, we'll provide unconditional decisions instantly. There will be, however,
a few instances when our decision is conditional based on verifying your property value.
3. The Closing
To close, you tell us the time that's most convenient. We'll come to your home to close the loan, 24/7.
4. Using Your Account
To use your home equity line of credit, simply:
- Use your home equity line checks - they will arrive about 14 days after you close.
5. Making payments
You will receive an email when your statement can be viewed on your lender website.
- Sign up for auto-pay, which automatically deducts your monthly payment
from your bank account.
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